As independent advisors, we are successful and well-respected professionals within the life insurance community. We treat our client’s insurance policies like their other financial investments. Their policies are monitored and reviewed to help assist the client in understanding their protections, and how each fits into their overall planning needs.
Our policy review process provides tremendous insight and information, allowing clients to make better informed decisions.
We know how to combine insurance, financial, and estate tax strategies, and how powerful they can be for financial life planning purposes.
Since we are independent, we are not beholden to any single companies’ contract or service offerings.
A partial list of the insurance offerings we provide is featured below:
Guaranteed Level Premium of 10 – 30 Years
Term Life policies convertible to permanent life policies = flexibility in planning
*All guarantees are based on the claims paying ability of the issuing insurance company.
Permanent Life Policies
Universal Life – Guaranteed Universal Life, Indexed Universal Life, Variable Universal Life
Whole Life – Level Pay Premiums for Life, Modified Step-Up Premiums
*All guarantees are based on the claims paying ability of the issuing insurance company
Advisory Services offered through Premier Wealth Advisors, LLC (PWA) & Cetera Investment Advisors LLC., both are Registered Investment Advisors. Registered Representatives offer securities through Cetera Advisors, LLC., a Registered Broker/Dealer. Member: FINRA/ SIPC. Cetera firms are under separate ownership than any other named entity.
For a comprehensive review of your personal situation, always consult with a tax or legal advisor. Neither Cetera Advisors LLC nor any of its representatives may give legal or tax advice.
Individuals affiliated with Cetera firms are either Registered Representatives who offer only brokerage services and receive transaction-based compensation (commissions), Investment Adviser Representatives who offer only investment advisory services and receive fees based on assets, or both Registered Representatives and Investment Adviser Representatives, who can offer both types of services.
This site is published for residents of the United States only. Registered Representatives of Cetera Advisors LLC may only conduct business with residents of the states and/or jurisdictions in which they are properly registered. Not all of the products and services referenced on this site may be available in every state and through every advisor listed. For additional information please contact the advisor(s) listed on the site, or visit the Cetera Advisors LLC site at www.ceteraadvisors.com